Testimonials




The staff at MFI Credit Solutions is by far the most professional and helpful I have ever met. From the perspective of a mortgage broker and business owner, I highly recommend MFI Credit Solutions to any mortgage professional! –Tracy Kelly, President/CEO Kelly Mortgage & Realty

Credit Mapping has changed the mortgage industry! In the past we simply would send the borrower a letter advising them they didn't qualify because of their low credit scores. We no longer decline borrowers if they have low credit scores; we simply refer them to MFI Credit Solutions for a Credit Mapping so they will qualify! MFI Credit Solutions has helped us qualify hundreds of borrowers which has helped us fund a lot more loans!–John H, President/CEO Coast Funding Group

To hear an audio testimonial, please click HERE–Manny Solana/President California Home Solution INC

I am very pleased

"I was applying for a loan and my middle score was 604. My loan officer told me that I might need to spend some money to try and get my score up. The first thing that came to mind was those cons where you spend upwards of $500, write a ton of letters, and end up with nothing to show for it. I don’t have a lot of derogatory credit and I thought ‘what can a company like this do for me besides take my money?’

I was concerned that I was going to have to pay off all of my credit card debt, but if I did that, I would not have enough for my down payment. I contacted Jenny at Map Your Credit and she assured me that they could help and it wouldn’t require spending all of my reserves.
Not only did they tell me what I needed to do, but they told me exactly how much debt to pay off and predicted what that would do to my score. And that is exactly what happened. Within two to three days, my score was adjusted. There was no guessing, no hesitation, and no hassle. My score is currently 649 and not only did I qualify for the loan, but I am using them again to increase my score beyond 660 and get a better interest rate than I was expecting. I am very pleased with the whole Credit Mapping experience." Patricia A. Credit Mapping Customer, El Dorado Hills, CA

We were able to close the loan

"We had a situation where the Map Your Credit service was extremely useful. We were preparing to submit a buyer's package for approval and upon updating the buyer's credit report, we learned that her score had dropped below a 680. Map Your Credit was able to determine exactly what she needed to do to make up the lost points. In less than 24 hours the buyer completed the action item, the score was raised 36 points, and we were able to close the loan. As an FHA approved lender, a buyer's credit scores are crucial to qualification. Having Credit Mapping as an option is a great way for borrowers to understand their credit and take the appropriate actions to qualify for a loan." John Hatzidakis, President, Coast Funding Group
john@coastfundinggroup.com, (714) 547-3444, www.coastfundinggroup.com

Map Your Credit is the only reason I got my house!

"For a decision this big, it doesn’t make sense not to get the advice of a professional. Map Your Credit is the only reason I got my house! The instructions they gave me were spot on.”

Kathy Horn was home shopping and was prequalified but was told that she wouldn’t get a loan until her credit score improved. Her middle score was at 609 and she needed a score of 620 to qualify. She was referred by her lender to Joanne at Map Your Credit. “Joanne told me precisely what to do, how much to pay down, and the whole process was straightforward,” said Horn.

“I thought that by paying off all my cards, it would help tremendously, but I was really surprised with the guidance I received. It was a very simple thing but if you don’t know what to do you are just shooting in the dark. I was trying to buy a house and didn’t have the time or willingness to risk on such a big decision.”

Kathy was able to use the Credit Mapping service and by performing the action items in her credit map, her score improved from a 609 to a 637 in under 30 days. “By the time that I was ready to deal with the loan my score was perfect, right where we wanted it. My score was actually above and beyond what we thought it would be.” Kathy Horn, Homebuyer and satisfied customer, Tehachapi, CA

Audio Testimonial

Click Here to hear John's Audio Testimonial

President
Coast Funding Group
john@coastfundinggroup.com
(714) 547-3444
www.coastfundinggroup.com

Map Your Credit can make all the difference

"My buyer's credit score was 8 points shy of us being able to qualify for a loan that was supposed to close in 7 days. Using the Map Your Credit service, we were able to pinpoint the exact actions the buyer needed in order to raise his middle score above 680. The buyer completed the recommended corrective action within hours of receiving the report and as a result Map Your Credit enabled us to submit the results directly to the three national credit bureaus and the buyer's score increased by 82 points to 764, allowing him to qualify for the best interest rate and less closing costs.

In today's world, it is essential that consumers have good scores or they get penalized dramatically to the tune of thousands of dollars under today's risk based pricing. Map Your Credit can make all the difference in getting a loan or not."

Manny Solana
President
California Home Solution INC
Past President of the California Association of Mortgage Brokers - LA Chapter - 2006 - 2008
CA DRE Lic 01267150
manny@cahomesolution.com
(877) 444-4738

I would recommend Credit Mapping

Rhonda Estrella is a Loan Officer for Precision Lending in Rancho Cucamonga, California. One of her largest clients is a builder in the Inland Empire. Rhonda works with prospective buyers to find special loan programs that make home ownership possible. Some of these programs require a minimum credit score of 620. When Rhonda encounters prospective buyers who do not meet this minimum threshold, she sends them to Map Your Credit to see if there are actions that the buyers can take to legally achieve credit scores of greater than 620.

"I have referred 26 prospective buyers to use the Map Your Credit service because their scores fell below the minimum threshold for the loan program we were looking at. By taking the steps recommended by Map Your Credit, 24 of the 26 were able to improve their scores within a 45-day period. The remaining two took a little longer, but their scores started out in the high 400s. In the end, not only were they able to qualify for loans, but their improved scores also made them eligible for employment promotions at the companies they worked for.

I would recommend Credit Mapping to anyone who wishes to better understand the factors that affect their credit score and the actions they should take to obtain better credit."

Rhonda Estrella
Loan Officer
Precision Lending
Rancho Cucamonga, CA
troublenrc@msn.com
(909) 989-0444

Audio Testimonial

Click Here to listen to Manny's Audio Testimonial

Manny Solana
President
California Home Solution INC
Past President of the California Association of Mortgage Brokers - LA Chapter - 2006 - 2008
CA DRE Lic 01267150
manny@cahomesolution.com
(877) 444-4738

Click Here For Audio Testimonial! Manny Solana, President

Every time I need to work with their customer service, I get outstanding service.Jane Doe, MARKETING

The reports I oreder are easy to read, acuurate and very easy to order through their different platforms. James Doe, PARTNER

Signing up was easy, and with the money I'm saving I'm happy to refer them to other bankruptcy attorneys I know. Johnny Doe, CEO